Association of Insurance Agents and Brokers
Popular searches: Insurance agents Brokers Insurance companies Certificate verification Insurance glossary

General insurance: principles and practice

International general insurance programme: risk and the insurance market, contract and agency, insurable interest, disclosure, proximate cause, indemnity, contribution and subrogation, regulation and ethics. 63 video lessons, notes and tests.

63 lessons 8 h 19 min Tests: 63 Access: 12 mo. Certificate
()

About the course

The course provides a systematic understanding of general insurance – the foundation of the work of an insurance agent, a broker and an insurance company specialist: how risk and the insurance market are structured, the rules by which a contract is concluded and performed, and why an insurer pays or refuses a claim.

Who the course is for

  • insurance agents and brokers – both beginners and practitioners;
  • insurance company employees: sales, underwriting, claims handling, customer service;
  • anyone preparing for a professional career in the insurance market.

What's inside

  • 10 modules and 63 video lessons of 7–12 minutes each: diagrams, comparisons and analysis of practical cases;
  • PDF notes for each lesson – you can open or download them;
  • a test after each lesson and a final test for each module;
  • lessons open in order: watch the video – the test opens; pass the test – the next lesson opens;
  • a certificate from the Association of Insurance Agents and Brokers upon completion of the course.

Syllabus

  1. Risk and insurance
  2. The insurance market
  3. Contract and agency
  4. Insurable interest
  5. Disclosure and representation
  6. Proximate cause
  7. Indemnity
  8. Contribution and subrogation
  9. Insurance regulation
  10. Ethics, corporate governance and internal controls

Price – 30 000 ₸ for the entire course, 12 months of access. The first lesson is free.

Course program

  1. 1.1 1.1. The concept of risk and the role of risk in insurance test free 8 min
  2. 1.2 1.2. Risk perception and attitude to risk test 8 min
  3. 1.3 1.3. Categories of risk test 8 min
  4. 1.4 1.4. Characteristics of an insurable risk test 8 min
  5. 1.5 1.5. Components of risk test 8 min
  6. 1.6 1.6. Risk management test 8 min
  7. 1.7 1.7. Risk pooling and fair premium test 8 min
  8. 1.8 1.8. Self-insurance, co-insurance and double insurance test 8 min
  9. 1.9 1.9. Benefits of insurance test 8 min
  1. 2.1 2.1. Structure of the insurance market test 8 min
  2. 2.2 2.2. Types of insurers test 8 min
  3. 2.3 2.3. Reinsurance test 8 min
  4. 2.4 2.4. Lloyd's and the subscription market test 8 min
  5. 2.5 2.5. Insurance intermediaries test 8 min
  6. 2.6 2.6. Distribution channels test 8 min
  7. 2.7 2.7. The internet, technology and artificial intelligence test 8 min
  8. 2.8 2.8. Key professional roles test 8 min
  9. 2.9 2.9. Main classes of general insurance test 8 min
  1. 3.1 3.1. Essentials of a valid contract test 8 min
  2. 3.2 3.2. Offer and acceptance test 8 min
  3. 3.3 3.3. Consideration and intention to create legal relations test 8 min
  4. 3.4 3.4. Capacity and legality of the contract test 8 min
  5. 3.5 3.5. Termination of the insurance contract test 8 min
  6. 3.6 3.6. Agency relationships test 8 min
  7. 3.7 3.7. Duties of agent and principal test 8 min
  8. 3.8 3.8. TOBA and terms of business agreements test 8 min
  1. 4.1 4.1. What insurable interest is test 8 min
  2. 4.2 4.2. When insurable interest arises test 8 min
  3. 4.3 4.3. Application of insurable interest test 8 min
  1. 5.1 5.1. The principle of good faith test 8 min
  2. 5.2 5.2. The duty of disclosure test 8 min
  3. 5.3 5.3. Material information test 8 min
  4. 5.4 5.4. Non-disclosure and misrepresentation test 8 min
  5. 5.5 5.5. Change in risk after the contract is concluded test 8 min
  6. 5.6 5.6. Compulsory insurance and protection of third parties test 8 min
  1. 6.1 6.1. The concept of proximate cause test 8 min
  2. 6.2 6.2. Insured, excluded and uninsured risks test 8 min
  3. 6.3 6.3. Practical analysis of the chain of events test 8 min
  1. 7.1 7.2. Forms of indemnity test 8 min
  2. 7.2 7.3. Measuring indemnity test 8 min
  3. 7.3 7.4. Agreed value and first loss policies test 8 min
  4. 7.4 7.5. Sum insured and inner limits test 8 min
  5. 7.5 7.6. Underinsurance and average test 8 min
  6. 7.6 7.1. The principle of indemnity test 8 min
  7. 7.7 7.7. Deductible and limiting factors test 8 min
  1. 8.1 8.1. Contribution: concept and conditions test 8 min
  2. 8.2 8.2. Calculating contribution test 8 min
  3. 8.3 8.3. Subrogation: concept and purpose test 8 min
  4. 8.4 8.4. How subrogation arises and is exercised test 8 min
  5. 8.5 8.5. Limitations on and waiver of subrogation test 8 min
  1. 9.1 9.1. The role of the insurance market regulator test 7 min
  2. 9.2 9.2. Tools and approaches of insurance supervision test 7 min
  3. 9.3 9.3. IAIS and international insurance principles test 7 min
  4. 9.4 9.4. Capital adequacy of insurers test 7 min
  5. 9.5 9.5. Solvency and supervision test 7 min
  6. 9.6 9.6. Financial crime and insurance test 8 min
  7. 9.7 9.7. AML/CFT: basic obligations test 8 min
  1. 10.1 10.1. Ethical standards in insurance test 8 min
  2. 10.2 10.2. Corporate governance test 8 min
  3. 10.3 10.3. Internal control and risk management test 8 min
  4. 10.4 10.4. Compliance and internal audit test 8 min
  5. 10.5 10.5. Data protection and confidentiality test 8 min
  6. 10.6 10.6. Practical ethical dilemmas test 8 min